What Are Your Chances of Getting Disability for Arthritis?
Arthritis is a common condition that affects millions of people, often making everyday tasks difficult or even impossible. If your arthritis is severe enough to impact your ability to work, you may be wondering whether you qualify for disability benefits. Let’s review your chances of getting disability benefits for arthritis and what steps you can take to strengthen your claim.
Understanding Arthritis
Arthritis refers to a group of conditions that cause inflammation in the joints, leading to pain, stiffness, and reduced mobility. Common types include osteoarthritis, which results from wear and tear on the joints, and rheumatoid arthritis, an autoimmune condition that can damage multiple joints. Both types can range from mild to severe, and in some cases, arthritis may limit your ability to perform essential job functions, such as standing, lifting, or typing.
When Can You Get Disability for Arthritis?
To qualify for disability benefits, your arthritis must significantly impair your ability to work and meet the criteria set by the Social Security Administration (SSA). The SSA evaluates arthritis claims under its listing for musculoskeletal disorders, which includes conditions like joint dysfunction, spine disorders, and inflammatory arthritis.
What Kind of Benefits Can You Get?
If you qualify for disability due to arthritis, you may be eligible for financial assistance through two primary programs administered by the SSA: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). These programs aim to provide a financial safety net for individuals unable to work due to a disabling condition.
Social Security Disability Insurance (SSDI)
SSDI is available to individuals who have worked and paid into Social Security through payroll taxes. To qualify, you must have earned enough work credits based on your age and employment history. SSDI benefits are typically more substantial than SSI and are based on your average lifetime earnings.
Supplemental Security Income (SSI)
SSI, on the other hand, is a needs-based program for individuals with limited income and resources. Unlike SSDI, SSI does not require a work history, making it an option for those who have not been employed long enough to qualify for SSDI. SSI benefits are generally lower than SSDI and include access to Medicaid, which can help cover medical expenses related to your arthritis.
Should You Hire a Lawyer?
The process of applying for disability benefits can be overwhelming, particularly if your initial claim is denied. While hiring a lawyer is not required, having legal representation can significantly improve your chances of approval. Disability lawyers understand the SSA’s requirements and can help you gather the necessary documentation, prepare for hearings, and present a strong case.
Contact a Benefits Advisor to Learn More about Your Chances of Getting Disability for Arthritis
Understanding your condition, documenting its impact on your life, and exploring the available benefits are key steps toward securing the assistance you need. If you’re unsure about where to start or feel overwhelmed by the application process, contact a benefits advisor to learn about your chances of getting disability for arthritis.
